Yesterday, K (our resident HIPAA Goddess) got a request from an organization called Medi-Share, which promises affordable, biblical healthcare. Huh?
Being curious, she checked out the website, and then had to share….which lead to my reading something that horrified, disgusted, and yet amused me, all at once. I gotta share this with you, too.
WARNING: If you are a fundamentalist Christian and/or have no sense of humor about fundamentalist Christianity, find another blog to read post-haste.
Medi-Share.Org – to get more information, call 1-800-PSALM23
Here are some of my favorite excerpts from their website:
Medi-Share is based on the biblical principles of caring for and sharing in one another’s needs as set forth in Galatians 6:2: “Carry each other’s burdens, and in this way you will fulfill the law of Christ.”
Medi-Share supports biblical lifestyles.
At Medi-Share, we challenge our members to live their lives according to simple, biblical principles of health and wellness. In fact, as part of the membership process, we’ll ask you about things like eating and exercise habits. By doing so, we are able to ensure that your share amounts aren’t going to fund unbiblical, unhealthy (and expensive) lifestyles. That’s just one of the ways Medi-Share is able to maintain such a low cost.
Why Is It So Affordable? Medishare is a not-for-profit ministry. You are sharing among other brothers and sisters in Christ, and not supporting non-Christian, unbiblical lifestyle choices, including drug or alcohol abuse, gluttony or other kinds of behavior that lead to high medical costs.
QUALIFICATIONS FOR MEMBERSHIP
Medishare is based on the biblical principles of caring for and sharing in one another’s burdens (as outlined in Galatians 6:2). And as such, adhering to biblical principles of health and lifestyle are important requirements for membership in Medi-Share. Below are the key qualifications for membership.
All adult members must:
Have a verifiable Christian testimony indicating a personal relationship with the Lord Jesus Christ.
Agree that believers are to bear one another’s burdens.
Attend a fellowship of believers and regularly and actively support that ministry.
Not engage in sex outside of traditional Christian marriage.
Believe the biblical doctrine that their bodies are temples of the Holy Spirit and therefore are to be kept pure. Violations of this doctrine include the use of tobacco in any form and the abuse of drugs, including legal drugs, such as alcohol.
As a former health insurance broker, and one who is interested in health care, I had a look-see at their coverage, and found the following disturbing things:
- To be a member, you must speak English fluently. (Did Jebus speak English?)
- You can add biological children, but adopted chidren have to go through extensive medical exams, and may not be covered.
- Applicants with a “risk” for disease may not be covered (unless that “risk” may be reduced by a healthful, Christian lifestyle)
- Minimum claim that will be covered is $250 – each instance.
- Maternity complications may not be covered. You have to be covered for 13 months prior to the birth for any maternity benefits.
- Only $8,000 of coverage per live birth.
- They cover NO preventive.
- They will not cover you if you are fat (ok, that’s legal, but stupid) and will cut your coverage off if you become fat.
- NO mental health care
- NO well child care
- NO drug care for chronic illnesses
Yeah, the rates ARE affordable for family coverage – but you are getting almost NOTHING for your premium. Most claims are below $250, and since they cut out chronic disease and won’t cover for lifestyle-induced conditions (which could be almost anything…are brain aneurisms caused by not being holy enough?), the coverage that most families will receive is almost nil.
However, this organization has duped more than 60,000 people into paying in.
My question is, what kind of fundanutter organization does the rest of the money go to? Medi-Share is a “ministry” organization, I bet they are funding other organizations from their coffers….
I fear for our nation.